My Personal Finance Tipping Point

by: Erz Wednesday, June 4th, 2008

Free From Broke is having a nice little contest with a thought-provoking question - what is my personal finance tipping point?

For me, my personal finance tipping point came after I broke up with my previous girlfriend. I was spending lavishly with my credit cards and sometimes borrowing from friends to make up the balance payments. After the break-up, I resolved to get my finances in order so I cut up all my credit cards. Though it took quite a bit of time before I repaid all my friends and cleared all my debts, after several months, I was back in the black. I’ve not gone into debt again since then and believe it or not, I don’t possess a credit card anymore. And better still, I haven’t felt the need to do so!

Check out his post here.

4 Responses to “My Personal Finance Tipping Point”

FFB Said:

Not to put all the blame on my ex but when I look back a lot of my debt came while I was with her (this included moving in with her). There were some tough lessons learned in that relationship but I have learned from it. Great to hear that your finances are in order now!

Comment made on June 4th, 2008 at 3:02 pm
Erz Said:

Yes, you do lose your mind sometimes. Good to hear your story as well. Thanks.

Comment made on June 4th, 2008 at 11:53 pm
Personal Finance Tipping Point Contest Winner | Free From Broke Said:

[...] My Personal Finance Tipping Point at Erzology [...]

Comment made on June 13th, 2008 at 5:06 pm
 

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